You have it in you to turn things around. You have learned your mistakes and you just want to get out of debt as soon as possible. Turning debt to wealth is not an impossible task. Many were successful to completely pay off their debts. But it takes a lot of hard work and a great deal of sacrifice. It would not be an easy walk but you will get there.

First things first. Remove any temptation for further spending. Cut off those credit cards! You do not want to add more debt to what you already owe now. The interests alone are expensive and if you purchase more stuff that you cannot afford, you will just be digging a much deeper grave that will be harder to get out of.

Eliminate certain luxuries such as those daily lattes or dinners in expensive restaurants. You can live without those expensive new shoes or clothes. What you need to do is focus on how you can save enough money so that you can pay for all of your credit card bills. The sooner you are able to get out of it, the sooner you can live a much more comfortable and worry-free life.